Uses a network of doctors/providers; usually requires choosing a PCP.

More flexibility to use out-of-network providers, usually at higher cost.

Plan determines how much it pays providers and what you pay.

Medicare Advantage plan specifically designed for certain groups with special healthcare needs.

For people eligible for both Medicare and Medicaid.

For people with certain qualifying chronic conditions.

For people who live in, or are expected to need, institutional-level care.

HMO structure with some ability to go outside the network.

Cover costs like copays, coinsurance, and deductibles.

Medicare drug coverage, also plan that helps pay for the brand-name and generic drugs you need.